Privacy Policy
Last Updated: 10/28/2025
1. Introduction
Fossa Financial (“Fossa Financial,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website fossafinancial.com
(the “Website”), engage with our services, or communicate with us in any way.
Please read this policy carefully. By using the Website or providing your information to us, you agree to the terms of this Privacy Policy.
2. Information We Collect
We may collect information in the following categories:
a. Personal Information You Provide
When you interact with Fossa Financial — such as by completing a contact form, requesting a quote, subscribing to our newsletter, registering for training, or applying to become an agent — you may provide information such as:
Full name, email address, phone number, and mailing address
Date of birth, marital status, or other demographic data (if required for insurance quotes)
Employment information or professional licensing details (for agent or affiliate applications)
Financial or insurance details provided voluntarily to receive policy illustrations or consultations
Any other information you submit through forms, email, or phone communication
b. Automatically Collected Information
When you visit our Website, we may automatically collect:
IP address and general geographic locationBrowser type, device type, and operating system
Pages visited, time spent on the site, and referring URLs
Cookies and similar tracking technologies (see Section 5 below)
c. Third-Party Information
We may receive information about you from:
Partner carriers, brokers, or affiliates in connection with quote requests or policy servicing
Public databases, lead generation partners, or social media if you have interacted with our ads or pages
Referral partners participating in our affiliate or recruiting programs
3. How We Use Your Information
We use your information for the following purposes:
To respond to your inquiries, requests, or applications.
To provide personalized quotes, financial illustrations, or educational resources.
To process applications for insurance or related financial products.
To communicate updates, newsletters, and promotional information consistent with applicable law.
To maintain and improve our Website, services, and user experience.
To comply with legal and regulatory obligations, such as verifying licensing status or identity.
For recruiting, onboarding, and training new agents or affiliates.
4. Legal Basis for Processing (GDPR Awareness)
If you are accessing our site from the European Union or United Kingdom, we process your personal information only when:
You have given consent (e.g., opting in to receive communications);
The processing is necessary for a contract or pre-contractual steps;
It is required for legal compliance; or
We have a legitimate business interest (such as maintaining client relationships).
5. Cookies and Tracking Technologies
Our Website may use cookies, web beacons, pixels, and analytics tools (such as Google Analytics or Meta Pixel) to collect anonymous usage data and improve functionality.
You can disable cookies through your browser settings; however, doing so may affect certain features of the Website.
6. How We Share Your Information
We do not sell your personal information. We may share data only as follows:
With insurance carriers or partners to obtain quotes or issue policies.
With service providers (e.g., CRM, email, or hosting vendors) who help operate our business and are bound by confidentiality.
With affiliates or referral partners who assist with recruiting or client introductions.
As required by law or regulation, such as responding to subpoenas or verifying licensure.
During business transfers, such as a merger, acquisition, or asset sale.
We do not sell, rent, or trade your information for marketing purposes.
7. Marketing Communications & Opt-Out Rights
By submitting your information through our forms or opting in to communications, you consent to receive marketing messages (email, SMS, or phone).
You may opt out at any time by:
Clicking “unsubscribe” in emails,
Replying “STOP” to SMS messages, or
Contacting us directly at jeremiah@fossafinancial.com
We comply with the CAN-SPAM Act and applicable TCPA requirements for all communications.
8. Data Retention
We retain your personal information only as long as necessary to:
Provide requested services,
Fulfill our contractual or legal obligations, or
Maintain business records consistent with compliance requirements.
When information is no longer needed, we securely delete or anonymize it.
9. Data Security
We use commercially reasonable safeguards (encryption, secure servers, limited access) to protect your data from unauthorized access, disclosure, alteration, or destruction.
However, no electronic system or data transmission can be guaranteed to be 100% secure. You acknowledge and accept that risk by using the Website.
10. Your Rights
Depending on your jurisdiction, you may have rights to:
Access, correct, or delete personal information we hold about you.
Request a copy of your data in a portable format.Withdraw consent to certain processing.
Lodge a complaint with a data protection authority.
Requests can be sent to jeremiah@fossafinancial.com
11. Children’s Privacy
Our Website and services are intended for adults 18 years or older. We do not knowingly collect or store information from minors. If you believe a child has provided us information, please contact us to have it deleted.
12. Links to Third-Party Websites
Our Website may include links to other websites, including carrier partners and affiliate resources. We are not responsible for the privacy practices of those sites. You should review their privacy policies before providing any personal information.
13. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Updates will be reflected by the “Last Updated” date above. Continued use of the Website after such changes constitutes acceptance of the revised policy.
14. Contact Us
If you have questions or concerns about this Privacy Policy or how your information is handled, please contact us:
Fossa Financial,
Email: jeremiah@fossafinancial.com
Phone: 952-999-2918
Legal Disclaimer
Fossa Financial is an independently owned agency associated with Symmetry Financial Group. We are not a registered investment advisor, and nothing contained on this Website constitutes investment, legal, or tax advice.
All insurance and financial illustrations are for educational purposes only. Earnings, commission potential, or client results are not guaranteed. Individual performance and outcomes vary based on multiple factors including effort, licensure, and market conditions.
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