Terms & Conditions
Last Updated: 10/28/2025
1. Acceptance of Terms
By accessing or using the website located at fossafinancial.com
(the “Website”), and any content, products or services provided through it, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree to all of these Terms, you must not access or use the Website. We may update or revise these Terms at any time, and your continued use of the Website means you accept those changes.
2. Scope of Services
Fossa Financial, LLC (“Fossa Financial”, “we”, “our”, “us”) provides information, educational content, training, and access to financial tools including life insurance, indexed universal life (IUL) strategies, annuities, and other retirement-protection products (collectively “Services”). The Services are for informational and educational purposes only, and do not constitute an offer, solicitation, recommendation or advice to purchase any particular product or service.
3. No Guarantees of Results or Earnings
You understand and agree that:Any examples, testimonials, case studies or references to earnings, income potential, lifestyle outcomes or other results (“Results”) shown on the Website or in our communications are not guaranteed and should not be construed as typical or expected.The Results depend on many factors including your effort, market or carrier conditions, product suitability, underwriting, your personal financial and insurance profile, state law, and other uncertainties beyond our control.Past performance or past results are not a guarantee or indicator of future success.You must make your own independent evaluation and have your own advisors (legal, tax, insurance) determine whether any particular strategy or product is appropriate for your circumstances.We expressly disclaim any liability for your use of any information or reliance on any Results presented.
4. Use of Website Content
All content on this Website (text, graphics, images, videos, etc.) is provided for your personal, non-commercial use only.You may not copy, reproduce, republish, upload, post, transmit or distribute any content from the Website without our prior written consent.You may link to the Website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
5. Third-Party Products & Services
The Website may include links to or references to third-party products, services or websites. We do not endorse or assume responsibility for the accuracy or content of any such third-party materials. Your use of those materials will be at your own risk.
6. Limitation of Liability
To the fullest extent permitted by applicable law:Fossa Financial and its affiliates, officers, directors, agents, employees or contractors shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or use, arising from your use of or inability to use the Website, or reliance on any information provided.We do not guarantee that the Website will be uninterrupted, secure or error-free, or that defects will be corrected.We are not responsible for any losses or damages caused by viruses or other harmful components that may infect your computer, software or data as a result of your use of the Website or downloading of materials from it.
7. No Advice — Consult Your Advisors
The information on this Website is not legal, tax, insurance or investment advice. Fossa Financial is not a fiduciary, though we work with individual agents and entities who are. As such, all information presented on this website should be treated as generic and for informative puproses only, and does not constitute specific financial advice or recommendations. During private, individual consultations with members of Fossa Financial, individualized recommendations can be made for your finances. You should consult a qualified legal, tax, insurance or investment advisors before acting on any information obtained through this Website or our Services.
8. Intellectual Property
All trademarks, service marks, trade names, logos, and trade dress appearing on the Website are the property of Fossa Financial or third-party owners who have licensed their use. Nothing contained on the Website grants you any right or license to use any such trademark or mark.
9. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Minnesota (or [Insert State]) without regard to its conflict of laws rules. You and Fossa Financial agree that any dispute arising out of or related to these Terms or the Website shall be resolved exclusively in the state or federal courts located in [Insert County], State of Minnesota, and you consent to the personal jurisdiction of such courts.
10. Severability & Waiver
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision under these Terms does not constitute a waiver of such right or provision.
11. Changes to the Website or Terms
We may change, suspend or discontinue any aspect of the Website at any time without notice. We may also revise these Terms, and will update the “Last Updated” date above. Your continued use of the Website after the posting of revised Terms means you accept and agree to the changes.
12. Contact Information
If you have any questions about these Terms, you may contact us at:
Fossa Financial
12310 Singeltree Lane, Eden Prairie, MN, 55344
jeremiah@fossafinancial.com
952-999-2318
Legal Disclaimer Summary
Fossa Financial provides educational content and access to financial protection tools. Any statements about potential earnings, income, or lifestyle outcomes are illustrative only and are not guaranteed. Your results will vary based on your individual situation and the effort you exert. Past performance is not indicative of future results. Always consult licensed and qualified professionals before implementing any strategy.spendisse tincidunt sagittis eros. Quisque quis euismod lorem. Etiam sodales ac felis id interdum.
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